FlyCode's payment optimization and failed payment recovery technology is powered by ML and AI to stop payment failures before they happen, recover lost revenue, and reduce passive churn. Start increasing revenue today with zero integration!Hello Everyone 👋 I’m Tzachi and with my cofounders, Jake @jake_vacovec and @etai - we’re thrilled to introduce FlyCode’s Stripe App for Failed Payments.

Many teams we’ve spoken to view failed payments as an unsolvable black box—a cost of doing business. But when a payment fails, it doesn’t just cost you immediate revenue; it significantly impact the customer’s lifetime value (LTV).

With our newest Stripe app, you can stop chasing your customers about their failed payments and recover more payments with zero development work.  

Why is this is huge for teams using Stripe? TL;DR before and after:

⚡Fully configurable recovery period with retries tailored to each customer and payment error

⚡ Don’t trigger emails on every retry - recover payments in the background 

⚡Communications are coordinated with retries to ensure they’re sent at optimal times

⚡ Faster recovery that you can regain lost revenue  to fit your settings

⚡ Increase MRR and LTV on autopilot 

We’re early in our journey so really happy to show this to you all, thank you for reading about it! Please let us know your thoughts and questions in the comments.@jake_vacovec @etai @ynextz few of the founder friends are now irritated by service and loss of revenue by Stripe, will definitely share this. A heating usecase I think
All the best for the launch 🚀@jake_vacovec @etai @ynextz Huge congratulations on the launch! Wishing you all the success in the world. What feedback have you received so far?I read through the website and one of the case studies, and I bewilders me that a really good payment recovery product can improve revenue by that much! It makes sense to me that the model can leverage customer’s historical payment data to make decision on when, how often the system will retry payment and communicate. I’m curious to learn more what separates FlyCode from other payment recovery apps out there? Is the background retry without communication the real game changer?

Congrats on the launch @ynextz and team!@tonyhanded the game changer is how the models/agents work together. It's a very complex problem behind the scenes to solve when treating each customer and their payment issues uniquely, especially because they often change mid-recovery. Part of what separates us from others is that we started FlyCode when more sophisticated AI/ML capabilities were available, which allows us to be far more dynamic and customizable in our approach.Hi Tzachi, Jake, and Etai! FlyCode's Stripe app sounds like a game-changer for businesses dealing with failed payments. It's impressive how you've tackled such a common pain point. How does the ML/AI component adapt to different types of payment errors?@web3_antivirus the models/agents work together and it's because of this that it can dynamically adapt mid-recovery when for example an error code changes, billing details are updated, or even a backup payment method is substituted. There are also limits set by the networks so the adaptability is as much of a safeguard as it is a competitive advantage.The Stripe app looks solid, and I love how it handles failed payments without spamming customers with emails on every retry. Makes total sense to automate recovery in the background and focus on getting revenue back faster. Curious tho, does it work well for smaller businesses too? Would love to know if there's any upfront setup needed. Thanks for sharing this!@danielharrison we help businesses of all sizes. The automation value proposition for smaller businesses is critical as they can shift resources toward revenue generating activities instead of revenue saving ones. The set up takes 5-10 minutes max. We share a DNS record and confirm Stripe settings and you're ready to go!

FlyCode

Creem provides SaaS companies with an easy and robust payment solution, with a focus on fair pricing. 

We charge 0% in fees up to 1000 EUR

AND...we are are extending that with an additional 500 EUR for Product Hunt users in the next 24 hours after launch 👀Creem caught my attention after trying to find a good robust payment solution, with a strong developer focus but also fair/transparent pricing. 

Their product ticks all the boxes for me and the 24/7 support has been great. With no fees at all for the first 1000 EUR the price point is very supportive when still finding product market fit.

They’re doing a deal for this launch also to extend that by 500 EUR for PH users (next 24 hours only).

Founders @sudoferraz and @alec_erasmus will be available for an AMA all day today to answer questions on the product. Congrats on the launch guys, what inspired you to build the product?@alec_erasmus @jasondainter 

Thank you so much for your kind words and support! We're thrilled that Creem has caught your attention Jason, and to be launching on Product Hunt! 

The inspiration behind Creem came from our own experiences and frustrations in the fintech industry. We noticed a gap in the market for a Merchant of Record and payment solution that truly prioritized Small and Medium SaaS businesses while also offering fair and transparent pricing.

We see MoRs serving the needs of Content Creators, Digital Products, Open Source Developers, but no one really addressing the actual needs and functionalities of S&M SaaS businesses.

We sincerely hope that everyone enjoys using Creem and that we can make a positive impact on businesses out there. Our mission is to empower and support you in your journey to success.

As a special offer for our Product Hunt launch, we're excited to provide an additional 500 EUR in processing with 0% fees. To claim this bonus, simply sign up for Creem and send us the code promotion code via the live chat inside the app. We'll then apply it to your account;

I'm happy to answer any other questions today!@alec_erasmus @jasondainter @atulkumarx 

Thanks Atul!@sudoferraz @alec_erasmus @jasondainter perfect work team, will check this out. Using Lemon Squeezy as of now. Hopefully, this will save us some time and money. All the best for launch.@alec_erasmus @jasondainter @prad_vv 

Thanks for the support!

Pradhumn, out of curiosity, how was your onboarding experience with Lemon Squeezy?@alec_erasmus @jasondainter @sudoferraz onboarding experience was decent, neither exceptional nor bad.Is it a brand-new platform or already have paying users? 🙂 I think you offer quite a generous payment quota for getting first fees. How big companies (ideally) should be to register there? I mean... do you have any preferred client in these terms? (I suppose it needs to be someone bigger and in that case, what comes to my mind the question: how do you want to convince big players to use your product instead of any other established company doing the same?) I like the idea behind that and would like to reveal more about it.@busmark_w_nika 

Hey Nika, thanks for such a thoughtful question!

We are very much focused on SaaS businesses, and specially in the future we will be able to alleviate a lot of the burden related to financial functionalities out of them, both in operational complexity and implementation.

Is this the type of business you are mentioning in your question? 
If so, are these financial functionalities/embedded finance attractive to them in your view?@sudoferraz I meant who is your ICP (or Ideal Business persona as it is SaaS). Because big players on the market who have big transactions already have their "known" providers. How do you want to attract these big players? Because big players = revenue for you. Or in other words: How are you different from your established competition?@busmark_w_nika 

Our ICP at the current stage are Indie Hackers and Small to Medium SaaS businesses.
Instead of trying to go for the big players from the beginning, we are aiming to take a slightly different approach, and work with the smaller players and grow together with them until maturing enough so that our offer becomes more compelling to bigger companies.

That is going to happen when we start offering embedded finance functionality already integrated with their customer and payment data!

We are super excited to arrive there, but it will take some time, and we decided to run a marathon, not a sprint!

Imagine being able to have a referral program, a cashback program, a loyalty program, or even give your customer checking accounts or implement lending programs, without any operational overhead or engineering resources!

This is what the future will look like for us!

Providing these functionalities out-of-the-box, reducing their bill with other providers or their engineering costs! 😎 

Did you asked because you believe we could already attract them even on this early stage?@sudoferraz From what you have on the website I comprehended that you are going for big players :D so that's why I asked. You can reach out to them, of course but it would be great to have some approvals from existing users – that could help a lot :) Wish you good luck with covering the market :)@busmark_w_nika 

Thanks Nika!

I appreciate the support!
Would love to get your feedback on what we could improve on the landing page to make the content more clear!Smooth indeed!

Congrats on the launch!

What type (and size) of companies do you believe is your primary customer?@casper_brix 

Hey Casper, thanks!

Let's get smoothy 😎

We would like to grow together with Small and Medium SaaS Businesses, and we literally felt in love with the Indie Hacker and #BuildInPublic community!

With that said, we have some features on the pipeline related to migrating customers from other providers.
What kind of product are you looking to using Creem for out of interest? Would it fit into that niche?I love the USP! Do you support usage-based pricing? I couldn't find any references in the docs. Congrats on the launch!@ohansemmanuel 

Thanks for the support Ohans!

Unfortunately not yet, is this a use case you would be looking for?
We are thrilled to get requests from users, it makes us deliver 5x faster 😎

What kind of product are you planning in using Creem for out of interest?@sudoferraz Most SAAS offer subscriptions. So in all honesty, it makes sense that Creem supports that first. 

My use case: I'm building a pay-as-you-go SAAS, which means the billing is centred around usage, not subscriptions. 

For context, I use Lemonsqueezy right now for this

Do you have an email newsletter? Would love to stay in touch with the product's development. It's got great potential!@ohansemmanuel Thanks for the encouraging words! That means a lot ❤️

We don't have an email newsletter, but now that you mentioned, we will need to create it 😂

We do have updates in email for users that are signed up on the app, a blog and our discord community (Link in the docs)!

Regarding the PAYG model, would love to know your thoughts on LS apis and how they cater for your use case. We were looking into a simplified token model that makes the integration easier. Is your specific use case a complex one?@sudoferraz happy to have a dedicated chat on this (if required). I don't know if I can do the question justice over text here :) My LinkedIn is in my bio (happy to connect and chat about this) 

Current use case is graduated pricing. LS apis aren't bad, they do have their quirks though@ohansemmanuel Sounds good Ohans! 

Will shoot you a DM once the launch craziness has passed!

Creem

Valuemetrix helps investors make smarter decisions with real-time data, news, and AI-driven insights. Our AI chatbot simplifies complex information, giving you clear guidance for confident investing.

Valuemetrix

Origin unites your finances with our all-in-one platform. Our app helps you budget, actively invest, and grow your savings with up to 5.8% APY (promotional rate). Plus, create a will and get AI-powered financial guidance when you need it.Hey Product Hunt! 

I’m Matt Watson, founder of Origin. 

Origin is reimagining wealth management for the next generation. We’re an all-in-one platform, where you can track your spending and budget, actively invest, save, file taxes, and get expert financial guidance. 

We’ve come a long way from when we started 5 years ago…

Back then, we launched Origin as a financial wellness benefit. We worked with leading employers to help their employees understand stock options. Equity was a black box. We started building and selling a product that helped employees understand their stock options and learn how to make smart financial decisions around equity. Then, we expanded into spending, net worth, and investment tracking and are now used and loved by employers such as DocuSign, Reddit, and Modern Health. We’re the #1 budgeting app in 2024, ranked by Forbes.  

Last year, we took our product direct to consumer. We brought online even more features beyond tracking—including tax filing and estate planning—to become the most comprehensive wealth-building platform. 

Today, we’re launching Origin on ProductHunt to celebrate the significant updates we’ve made to our platform and our new features. Here are a few of my favorites: 
* 5.8% APY* High-Yield Cash Account: Put your money to work with an industry-leading cash account at 5.8% APY* (promotional rate).  
* Intelligent AI-powered Insights: Get smart notifications on your spend velocity, credit score changes, and portfolio movement. 
* Improved AI guidance: Get an automated portfolio analysis and plan for retirement with AI-powered guidance.
* Expert-built stock bundles: Invest in line with your interests with stock bundles such as Travel Titans and Cloud Capital. 
* Referral program: Invite your friends and family to Origin and earn rewards. 

We’re pumped to go live on PH, and we’d love to hear your questions and feedback! Thank you again for your support. 

Matt


*See disclaimers here: https://www.useorigin.com/legal@mwatson my congratulations! I really like that Origin seeks to simplify financial management by merging numerous tools and services into a single platform, allowing customers to more easily attain their financial goals.@mwatson so excited for the world to see what we’ve been working onI've been using this product for the past month and have been extremely impressed... I think this is the best product out there for someone who understands their finances. I work in fintech and try nearly every product out there. Most of the products are designed for people with very simple finances - a bank account, an investment account and that's about it. I have very complicated finances and honestly there isn't anything as comprehensive that actually works like Origin. It having (as far as I know) the best APY is just icing on the cake. Highly recommend it!@sheel_mohnot Love this!!! Thank you for checking us out and using Origin :)@sheel_mohnot thanks for the product love! Especially appreciate the positive feedback from you as a fintech expert!Congrats team Origin! I was a heavy Mint user for years and sad when they closed it. Glad to finally find an alternative I'm happy to use and excited to see it keep improving so much.@benln Thank you!! Let us know what you think :)Hey guys, this looks really cool. I'm gonna give this a try.

Right now I use Kabata for net worth tracking, Monarch for spending tracking. 

Can you tell me some of the key differences of Monarch and Kabata and Orgin?

I'm gonna try orgin because it looks really cool but would love to hear your pitch specifically on how its diff from those two products, which I assume will be major competitors.@thesamparr Hey Sam! Think of us as combining both assets and liabilities in one place. We calculate your net worth as a whole, and you can dive deeper into your transactions and categories for more detailed insights.

Our goal is to connect the dots at every level, helping you plan across different time frames—whether it’s building an emergency fund in the short term or planning for retirement.

Unlike most competitors who focus on just one area, Origin brings everything together, so you don’t have to bounce between different apps anymore.

Origin

Bitkit is a self-custodial mobile wallet powering Lightning-fast Bitcoin payments. Pay with Bitcoin, drive the circular economy. Own your keys, own your future.At Synonym we are thrilled to officially release Bitkit, our flagship product designed to empower users with true financial sovereignty.

Bitkit is a self-custodial Bitcoin wallet leveraging the Lightning Network for instant payments without relying on third-party custodians. 

Your private keys never leave your device, ensuring that only you have access to your funds.

We built Bitkit on open-source principles, prioritizing transparency and community involvement. During our beta phase, many users and developers contributed by flagging issues, helping us make Bitkit more stable and secure.

Self-custody is the cornerstone of our philosophy because controlling your own money shouldn't be optional. It's a fundamental right. Bitkit puts you in charge, minimizing risks like exchange hacks and custodian malpractices and enabling permissionless transactions.

Looking forward to your feedback, and let's keep pushing Bitcoin payments forward together.@nhi_vu2 Thanks :)@devindsgbyq Fees are the same for everyone, LN fees are super low. Sometimes les than a cent.Hey Jacobo, love the idea of Bitkit! Super interested in the self-custody feature. Quick question though - does the Lightning Network integration mean I can make payments instantly with no fees? Keep up the great work!@robertthomas2 Thanks Rob. Yeah, instant payments with "minimal fees", usually around 0.0001% to 0.001% of the transaction amount.Alright, Bitkit looks really promising! Got a couple of questions, though:

- Is there a backup option in case I lose my device?

- Can I use Bitkit for payments in any currency or just Bitcoin?

- How does the Lightning Network work with larger transactions?

Excited to see how this grows. Best of luck with the launch!Hey Jacobo, congrats on your new product launch!
 
Bitkit is a self-custodial mobile wallet powering Lightning-fast Bitcoin payments. we can pay  with Bitcoin, drive the circular economy. Own our own keys and future . its really amazing product .

If you’re looking to amplify your reach and make an impact, BlogHunch can be your go-to content marketing platform. You can create engaging blogs, send targeted newsletters, and even sell digital products—all from one place.
Why BlogHunch?
AI-powered blogging for seamless content creation.
Newsletter automation to keep your audience engaged.
Easy digital product selling to boost your revenue.
Let us handle your marketing while you focus on building great products! :muscle: Ready to give it a try? Check us out: bloghunch.com@sonali_kashyap1 Thanks ;)

Bitkit

Dentity is a consumer-first digital identity platform built on open identity standards and fully W3C compliant. We empower users to regain ownership of their personal data and identity.  Currently, we work with partners such as ENS to prove personhood onchain.Dentity is a consumer-first digital identity platform built on open identity standards and fully W3C compliant. We empower users to regain ownership of their personal data and identity. With the ability to verify over 16,000 government-issued documents across 220 countries and integration with 15,000+ financial institutions globally, Dentity is trusted by millions of consumers and hundreds of enterprises alike.I was looking for a tool to make it easier for me to verify myself across different platforms, I'm quite happy with X verification, but the problem is that you can only use that in their own platform. Dentity is cross-platform and make it easier to stay verified online. I'll definitely dig deeper to set up my profile there. Congrats on the launch @dentity 🤠amazing tool to verify someone identity through sending them a request clever idea.  appreciate the work.Interesting tool, congrats on the launch. I saw the video for verification request, being a dev myself I am but curious about the location feature as it is possible to fake it I think using some apps. If this is a browser app can't we change location from developer menu if I am not wrong. Nevertheless this can be helpful in giving you peace of mind.

Dentity

Start a home loan anonymously with our ultra-secure app. Get lender-ready and connect with privacy-focused lenders without revealing personal information. Product Hunters are tech leaders—perfect for exploring Aster Key to protect friends and family's data!Hello, Product Hunters! ❤️

I’m Brad Blumberg. Along with my brother Eric and our fantastic team of makers, I’m excited to introduce Aster Key—a groundbreaking app for lenders and privacy-conscious consumers. 

Today, we announce an industry first: 
You can start a mortgage process anonymously with mainstream lenders in the United States. 

Our previous start-up made waves with mobile apps and data solutions for the residential real estate industry. That company was acquired, and we founded Aster Key out of frustration with financial institutions’ vulnerabilities to cyberattacks and data breaches. 

Yes, our data has been hacked from lender databases! This was in the news this week: "Massive data leak may include the personal data of every person in the US, UK, and Canada," so maybe you've experienced losing your data as well. 

The Problem

When you apply for a mortgage, the harsh reality is that your data is treated like a hot potato—passed between lenders, tech vendors, and intermediaries. This exposes your confidential information to numerous massive, centralized servers, making it a prime target for hackers.

Our Solution

🏦 Aster Key provides a channel for mainstream lenders, enabling consumers to bypass the initial application process and start their loans anonymously.

💪 Empower Consumers: Our free and ultra-secure Aster Key app gives consumers control over their financial and personal data.

Aster Key’s Security Features

🔒 Secure Storage: Financial data is encrypted and stored directly on the consumer's mobile phone, never on our servers.
🔒 Data Anonymization: Personally identifiable information is removed from financial data, which is then encrypted and stored separately.
🔒 Automated Verification: Financial data is updated and verified via end-to-end encrypted integrations with Plaid and Argyle.
🔒 Field-Level Encryption: We aim to encrypt each piece of financial data individually with changing keys, not just at the database level.

Key Features for Consumers

🔒 Centralized view of all financial information for lifetime use.
🔒 Dynamically generated personal financial statements and proof of funds.
🔒 Single passphrase and biometric authentication for enhanced security.
🔒 Anonymous Communication: Protects email address when contacting lenders.
🔒 A private, ad-free environment.
🚀 Anonymous mortgage initiation.

Additionally, the app allows you to create verified financial statements and self-serve automated proof of funds letters in the U.S. and several supported countries. We’re planning global expansion, so feel free to reach out if you’re interested in collaborating.

Unlike other finance apps like NerdWallet or Credit Karma, Aster Key prioritizes data privacy and ownership, not marketing your data. We're embracing defi principles and have an on-chain, Web3 roadmap.  Today, we turn your mobile phone into a decentralized node, a mainstream on-ramp to the future.

As Product Hunters, you’re likely the tech-savvy person in your circle—whether at work or in your personal life. Together, we can protect people’s financial assets, and we’d love your feedback and support. ❤️ Thank you.@bradblumberg Cool Product, How quickly can I start a mortgage application using Aster Key?@giorgi_khatiashvili2 If you are looking for a home in the United States—TODAY! Just download the app from iTunes or Google Play. We'll work on other countries where we can verify data. If you are in countries supported by Plaid, you can create ultra-secure financial statements and a proof of funds letter on your mobile device (we don't store them on servers) to start your journey and share them with your lenders when ready.  In the US, we have lenders in our marketplace in every state.@kjosephabraham Thank you for the question, Joseph. The hard part was getting all your financial data verified on YOUR mobile phone while not storing any of it on Aster Key servers! But my favorite feature is that you can Start Your Loan Anonymously with MAINSTREAM lenders. That breakthrough, having customers, is huge for a start-up!Question: Who validates and manages the ledger that says you're capable of handling the mortgage? This anonymouse certificate must be managed somewhere and updated continuously?@sentry_co  Your phone connects you to validating sources, which update when you open the app. We use services like Plaid and Argyle to verify assets, debts, and income. Unlike other apps, we encrypt that data end to end and strip out the personally identifiable information. On your phone, your financial and personal data are stored and encrypted separately. We proof-hash the data to ensure it is not tampered with, but no lender can use the proofs yet, so it's not on-chain (yet) in that manner, but it will be as we build internal tools for lenders. It's a process to change everything :).@bradblumberg Nice. So Plaid and Argyle will be the authority of valid assets. That's cool they have a lot of skin in the game. That was the issue before. all these mortgage aggregators had no skin in the game so they just Yolo'ed your financial data. How long does the financial data and person data stay separate. until you sign the loan docs. or before that in some due dil process? I guess the most important phase is to guard the aggregation phase. where you get different offers etc? Really cool stuff! can't wait for this to go global. then we are moving away from malignant  "Social score systems" and into more benign "decentralised fair game systems".This is actually awesome — a way for consumers to apply for mortgages without leaking their identity or financial info to data brokers!

The dirty secret of high value transactions like this is that they're swarming with hungry data brokers who are looking for every chance to buy, aggregate, and sell warm leads to loan providers.

@bradblumberg was fed up with this problem and realized that he could build a pipeline for savvy, forward-looking providers that are willing to give their customers a piece of mind by not harvesting personal information unless and until the consumer has picked a vendor.

There's a bunch of fancy on-device encryption and anonymization that makes this all work behind the scenes and the Aster Key team is finally ready to take on banking, mortgage, and credit union customers who want to offer a more secure, privacy-preserving approach to mortgage applications.@chrismessina Thank you. You embody what Product Hunt means to many people, such as community, curiosity, and constructive feedback from people who love to build and solve problems. Thank you for your support and comments.Congrats on the launch! This could be a game-changer. 

Happy to check out an industry-first product. 

Good luck!@millisen  As you note, Milli, the key is the industry getting on board, and we are closing a lender a week on average, so we are pushing up the hill!

Aster Key

Provisian is an all-in-one financial planning platform designed for both RIAs and consumers. Chart your path to financial success with account aggregation, cash flow management, tax insights, and predictive analytics.👋 Hey Everyone! We’re John and Micah, the founders of Provisian!

We've been working hard to build Provisian, a comprehensive financial planning platform for both individuals and registered financial advisors (RIAs). While many solutions focus on short-term budgeting, Provisian provides insights into how “macro-decisions” can affect your financial outcomes years (or even decades) into the future.

With Provisian, you can assess whether your financial plan is on track to meet your needs and goals, addressing questions such as:

- How might inflation impact my purchasing power over the next decade?
- What effect will increasing my 401(k) contributions have on my retirement savings?
- How does purchasing a home in 10 years affect my retirement plans?

In the past, answering these questions has required expensive software, an understanding of complex reports, and extensive training. We believe that this restricts many people from reaching their long term financial objectives. That’s why we’re excited to introduce Provisian— an accessible and comprehensive financial planning platform.

If you’re a financial advisor working with clients or an individual who wants to take control of your own finances, you’ll be able to seamlessly:

- Build a holistic view of your finances with integrations into over 11,000 institutions.
- Manage key assumptions like inflation, projected returns, and market volatility.
- Generate actionable insights for cash flow management, investment planning, and tax optimization.
- Create dynamic, easy-to-understand reports to help you achieve your financial goals.

For advisors, Provisian also offers:

- Collaboration with an unlimited number of clients.
- Customizable color themes to align with your firm’s branding.

We appreciate your support and feedback! To celebrate our launch on ProductHunt, we’re offering a 14-day trial to explore Provisian. We can’t wait for you to try it out! 😊Congrats on the launch guys! Super excited to follow along. For personal users, it seems like this will go beyond what mint or personal capital provided, is they right?I used to work in fintech and I know how needed a product like this can be. Wealthfront had a great life path feature but they stopped developing it after the acquisition. 

congrats on the launch John and Micah!Thanks so much for the support, @danielwchen! We definitely agree, and welcome any feedback you have as you compare the two experiences. Lots more to come!This is a super cool tool. Can it help those in Canada too? I know we're a tiny market but hope it comes here too. 
Also, I wonder if you guys can have a free version for individuals where it is free if you use certain banks or insurance companies etc. so you guys get your revenue from them instead of the user. I see a huge potential where individuals who are smart enough to know that they need something like this but not smart enough to be financial professionals themselves, to use this with all bank accounts and even credit card data flowing in, monitor personal cashflow, and help sell some insurances such as life insurance etc., based on the individual earnings, spending habits, and excess cashflow each month. And then sell some investment products to help save for the big purchase, retirement, etc., all personalized based on a particular person's situation and goals.

Provisian

AnyParser empowers financial services by accurately extracting insights and mapping text, tables, and charts from PDFs and images to databases, doubling insights from fivefold data. Designed with client privacy and enterprise integration as priorities.

AnyParser

Financial management for small businesses and entrepreneurs. Manage invoices, track payments, and get real-time financial insights. Completely free, no hidden fees.