Ranger is a zero dollar based budgeting tool that's realistic and easy-to-use. Connect your accounts to see your spending and savings, organize your transactions into flexible categories, get clear transaction details (no confusing bank codes), and budget based on what’s actually in your account—not estimates. 

Our sole focus is creating a tool that genuinely helps people manage their finances with confidence.

Ranger

Origin unites your finances with our all-in-one platform. Our app helps you budget, actively invest, and grow your savings with up to 5.8% APY (promotional rate). Plus, create a will and get AI-powered financial guidance when you need it.Hey Product Hunt! 

I’m Matt Watson, founder of Origin. 

Origin is reimagining wealth management for the next generation. We’re an all-in-one platform, where you can track your spending and budget, actively invest, save, file taxes, and get expert financial guidance. 

We’ve come a long way from when we started 5 years ago…

Back then, we launched Origin as a financial wellness benefit. We worked with leading employers to help their employees understand stock options. Equity was a black box. We started building and selling a product that helped employees understand their stock options and learn how to make smart financial decisions around equity. Then, we expanded into spending, net worth, and investment tracking and are now used and loved by employers such as DocuSign, Reddit, and Modern Health. We’re the #1 budgeting app in 2024, ranked by Forbes.  

Last year, we took our product direct to consumer. We brought online even more features beyond tracking—including tax filing and estate planning—to become the most comprehensive wealth-building platform. 

Today, we’re launching Origin on ProductHunt to celebrate the significant updates we’ve made to our platform and our new features. Here are a few of my favorites: 
* 5.8% APY* High-Yield Cash Account: Put your money to work with an industry-leading cash account at 5.8% APY* (promotional rate).  
* Intelligent AI-powered Insights: Get smart notifications on your spend velocity, credit score changes, and portfolio movement. 
* Improved AI guidance: Get an automated portfolio analysis and plan for retirement with AI-powered guidance.
* Expert-built stock bundles: Invest in line with your interests with stock bundles such as Travel Titans and Cloud Capital. 
* Referral program: Invite your friends and family to Origin and earn rewards. 

We’re pumped to go live on PH, and we’d love to hear your questions and feedback! Thank you again for your support. 

Matt


*See disclaimers here: https://www.useorigin.com/legal@mwatson my congratulations! I really like that Origin seeks to simplify financial management by merging numerous tools and services into a single platform, allowing customers to more easily attain their financial goals.@mwatson so excited for the world to see what we’ve been working onI've been using this product for the past month and have been extremely impressed... I think this is the best product out there for someone who understands their finances. I work in fintech and try nearly every product out there. Most of the products are designed for people with very simple finances - a bank account, an investment account and that's about it. I have very complicated finances and honestly there isn't anything as comprehensive that actually works like Origin. It having (as far as I know) the best APY is just icing on the cake. Highly recommend it!@sheel_mohnot Love this!!! Thank you for checking us out and using Origin :)@sheel_mohnot thanks for the product love! Especially appreciate the positive feedback from you as a fintech expert!Congrats team Origin! I was a heavy Mint user for years and sad when they closed it. Glad to finally find an alternative I'm happy to use and excited to see it keep improving so much.@benln Thank you!! Let us know what you think :)Hey guys, this looks really cool. I'm gonna give this a try.

Right now I use Kabata for net worth tracking, Monarch for spending tracking. 

Can you tell me some of the key differences of Monarch and Kabata and Orgin?

I'm gonna try orgin because it looks really cool but would love to hear your pitch specifically on how its diff from those two products, which I assume will be major competitors.@thesamparr Hey Sam! Think of us as combining both assets and liabilities in one place. We calculate your net worth as a whole, and you can dive deeper into your transactions and categories for more detailed insights.

Our goal is to connect the dots at every level, helping you plan across different time frames—whether it’s building an emergency fund in the short term or planning for retirement.

Unlike most competitors who focus on just one area, Origin brings everything together, so you don’t have to bounce between different apps anymore.

Origin

Start a home loan anonymously with our ultra-secure app. Get lender-ready and connect with privacy-focused lenders without revealing personal information. Product Hunters are tech leaders—perfect for exploring Aster Key to protect friends and family's data!Hello, Product Hunters! ❤️

I’m Brad Blumberg. Along with my brother Eric and our fantastic team of makers, I’m excited to introduce Aster Key—a groundbreaking app for lenders and privacy-conscious consumers. 

Today, we announce an industry first: 
You can start a mortgage process anonymously with mainstream lenders in the United States. 

Our previous start-up made waves with mobile apps and data solutions for the residential real estate industry. That company was acquired, and we founded Aster Key out of frustration with financial institutions’ vulnerabilities to cyberattacks and data breaches. 

Yes, our data has been hacked from lender databases! This was in the news this week: "Massive data leak may include the personal data of every person in the US, UK, and Canada," so maybe you've experienced losing your data as well. 

The Problem

When you apply for a mortgage, the harsh reality is that your data is treated like a hot potato—passed between lenders, tech vendors, and intermediaries. This exposes your confidential information to numerous massive, centralized servers, making it a prime target for hackers.

Our Solution

🏦 Aster Key provides a channel for mainstream lenders, enabling consumers to bypass the initial application process and start their loans anonymously.

💪 Empower Consumers: Our free and ultra-secure Aster Key app gives consumers control over their financial and personal data.

Aster Key’s Security Features

🔒 Secure Storage: Financial data is encrypted and stored directly on the consumer's mobile phone, never on our servers.
🔒 Data Anonymization: Personally identifiable information is removed from financial data, which is then encrypted and stored separately.
🔒 Automated Verification: Financial data is updated and verified via end-to-end encrypted integrations with Plaid and Argyle.
🔒 Field-Level Encryption: We aim to encrypt each piece of financial data individually with changing keys, not just at the database level.

Key Features for Consumers

🔒 Centralized view of all financial information for lifetime use.
🔒 Dynamically generated personal financial statements and proof of funds.
🔒 Single passphrase and biometric authentication for enhanced security.
🔒 Anonymous Communication: Protects email address when contacting lenders.
🔒 A private, ad-free environment.
🚀 Anonymous mortgage initiation.

Additionally, the app allows you to create verified financial statements and self-serve automated proof of funds letters in the U.S. and several supported countries. We’re planning global expansion, so feel free to reach out if you’re interested in collaborating.

Unlike other finance apps like NerdWallet or Credit Karma, Aster Key prioritizes data privacy and ownership, not marketing your data. We're embracing defi principles and have an on-chain, Web3 roadmap.  Today, we turn your mobile phone into a decentralized node, a mainstream on-ramp to the future.

As Product Hunters, you’re likely the tech-savvy person in your circle—whether at work or in your personal life. Together, we can protect people’s financial assets, and we’d love your feedback and support. ❤️ Thank you.@bradblumberg Cool Product, How quickly can I start a mortgage application using Aster Key?@giorgi_khatiashvili2 If you are looking for a home in the United States—TODAY! Just download the app from iTunes or Google Play. We'll work on other countries where we can verify data. If you are in countries supported by Plaid, you can create ultra-secure financial statements and a proof of funds letter on your mobile device (we don't store them on servers) to start your journey and share them with your lenders when ready.  In the US, we have lenders in our marketplace in every state.@kjosephabraham Thank you for the question, Joseph. The hard part was getting all your financial data verified on YOUR mobile phone while not storing any of it on Aster Key servers! But my favorite feature is that you can Start Your Loan Anonymously with MAINSTREAM lenders. That breakthrough, having customers, is huge for a start-up!Question: Who validates and manages the ledger that says you're capable of handling the mortgage? This anonymouse certificate must be managed somewhere and updated continuously?@sentry_co  Your phone connects you to validating sources, which update when you open the app. We use services like Plaid and Argyle to verify assets, debts, and income. Unlike other apps, we encrypt that data end to end and strip out the personally identifiable information. On your phone, your financial and personal data are stored and encrypted separately. We proof-hash the data to ensure it is not tampered with, but no lender can use the proofs yet, so it's not on-chain (yet) in that manner, but it will be as we build internal tools for lenders. It's a process to change everything :).@bradblumberg Nice. So Plaid and Argyle will be the authority of valid assets. That's cool they have a lot of skin in the game. That was the issue before. all these mortgage aggregators had no skin in the game so they just Yolo'ed your financial data. How long does the financial data and person data stay separate. until you sign the loan docs. or before that in some due dil process? I guess the most important phase is to guard the aggregation phase. where you get different offers etc? Really cool stuff! can't wait for this to go global. then we are moving away from malignant  "Social score systems" and into more benign "decentralised fair game systems".This is actually awesome — a way for consumers to apply for mortgages without leaking their identity or financial info to data brokers!

The dirty secret of high value transactions like this is that they're swarming with hungry data brokers who are looking for every chance to buy, aggregate, and sell warm leads to loan providers.

@bradblumberg was fed up with this problem and realized that he could build a pipeline for savvy, forward-looking providers that are willing to give their customers a piece of mind by not harvesting personal information unless and until the consumer has picked a vendor.

There's a bunch of fancy on-device encryption and anonymization that makes this all work behind the scenes and the Aster Key team is finally ready to take on banking, mortgage, and credit union customers who want to offer a more secure, privacy-preserving approach to mortgage applications.@chrismessina Thank you. You embody what Product Hunt means to many people, such as community, curiosity, and constructive feedback from people who love to build and solve problems. Thank you for your support and comments.Congrats on the launch! This could be a game-changer. 

Happy to check out an industry-first product. 

Good luck!@millisen  As you note, Milli, the key is the industry getting on board, and we are closing a lender a week on average, so we are pushing up the hill!

Aster Key

Provisian is an all-in-one financial planning platform designed for both RIAs and consumers. Chart your path to financial success with account aggregation, cash flow management, tax insights, and predictive analytics.👋 Hey Everyone! We’re John and Micah, the founders of Provisian!

We've been working hard to build Provisian, a comprehensive financial planning platform for both individuals and registered financial advisors (RIAs). While many solutions focus on short-term budgeting, Provisian provides insights into how “macro-decisions” can affect your financial outcomes years (or even decades) into the future.

With Provisian, you can assess whether your financial plan is on track to meet your needs and goals, addressing questions such as:

- How might inflation impact my purchasing power over the next decade?
- What effect will increasing my 401(k) contributions have on my retirement savings?
- How does purchasing a home in 10 years affect my retirement plans?

In the past, answering these questions has required expensive software, an understanding of complex reports, and extensive training. We believe that this restricts many people from reaching their long term financial objectives. That’s why we’re excited to introduce Provisian— an accessible and comprehensive financial planning platform.

If you’re a financial advisor working with clients or an individual who wants to take control of your own finances, you’ll be able to seamlessly:

- Build a holistic view of your finances with integrations into over 11,000 institutions.
- Manage key assumptions like inflation, projected returns, and market volatility.
- Generate actionable insights for cash flow management, investment planning, and tax optimization.
- Create dynamic, easy-to-understand reports to help you achieve your financial goals.

For advisors, Provisian also offers:

- Collaboration with an unlimited number of clients.
- Customizable color themes to align with your firm’s branding.

We appreciate your support and feedback! To celebrate our launch on ProductHunt, we’re offering a 14-day trial to explore Provisian. We can’t wait for you to try it out! 😊Congrats on the launch guys! Super excited to follow along. For personal users, it seems like this will go beyond what mint or personal capital provided, is they right?I used to work in fintech and I know how needed a product like this can be. Wealthfront had a great life path feature but they stopped developing it after the acquisition. 

congrats on the launch John and Micah!Thanks so much for the support, @danielwchen! We definitely agree, and welcome any feedback you have as you compare the two experiences. Lots more to come!This is a super cool tool. Can it help those in Canada too? I know we're a tiny market but hope it comes here too. 
Also, I wonder if you guys can have a free version for individuals where it is free if you use certain banks or insurance companies etc. so you guys get your revenue from them instead of the user. I see a huge potential where individuals who are smart enough to know that they need something like this but not smart enough to be financial professionals themselves, to use this with all bank accounts and even credit card data flowing in, monitor personal cashflow, and help sell some insurances such as life insurance etc., based on the individual earnings, spending habits, and excess cashflow each month. And then sell some investment products to help save for the big purchase, retirement, etc., all personalized based on a particular person's situation and goals.

Provisian

Keep track of your finances with FinGrow, an easy-to-use app designed to help you manage your money better. Whether you're saving up or just trying to stay on top of your spending, FinGrow has got you covered.Keep track of your finances with FinGrow, an easy-to-use app designed to help you manage your money better. Whether you're saving up or just trying to stay on top of your spending, FinGrow has got you covered.

Track Your Transactions
Log all your expenses and income in one place. You can set up recurring entries for regular transactions and get reminders so you don't miss anything important. The upcoming expenses feature and widget help you stay prepared, and with powerful search, you can easily find past transactions. Plus, the app converts currencies for you, making it super easy to handle transactions in different currencies.

Flexible Budgeting
Creating and managing budgets is a breeze with FinGrow. See an overview of your spending and track your progress with past budgets. If you like zero-based budgeting, we’ve got that too. You can also set aside money for savings and get monthly reminders to keep you on track. The remaining budget widget helps you see how much you have left to spend.

Forecast & Manage Debts
Keep an eye on your debts with FinGrow’s debt forecast feature. Create and edit debt entries, track your repayments, and get a clear view of your financial future. Managing debt has never been easier.

All Your Finances in One Place
Manage multiple accounts easily with FinGrow. Customize the app with unique icons and use the auto capture feature to log transactions automatically. Your data is safely synced across all your Apple devices with iCloud.

Why FinGrow?
FinGrow isn’t just another finance app—it’s your go-to for managing your money. With useful features, a simple design, and easy navigation, FinGrow helps you take control of your finances and make smart decisions. Join our community of users who are making their financial lives easier, one transaction at a time.

Download FinGrow today and start managing your money better!@chethan_bm Thank you! Excited to hear what you think!@a_zelenkov So happy to hear it Alexander! Thank you for all your support!The design looks nice. Seemingly easy for anyone to use.
Given that there are literally hundreds (if not thousands) of similar apps out there, how does FinGrow Finance differentiate itself?@naomigarcia Thank you! FinGrow's biggest strength it's logical, flexible and simple approach to budgeting and managing money - along with a clean and clear interface. 

Finances can easily be over complicated, and apps often push users into a very specific budgeting / management method - where FinGrow lowers the guardrails and allows users to manage their money the way they want to - albeit a method itself, it is more flexible than other apps out there. 

And this is just the beginning, a solid foundation for a range of exciting additions and improvements - and that's what I'm truly excited for. 

Thanks for checking FinGrow out! Truly appreciate your support!FinGrow looks nice! Excited to see how it helps with budgeting and tracking expenses. Definitely upvoting—great job, @matthew_norris@yansoul Thank you for the kind words! Really appreciate it!This looks like a solid app for personal finance management! @matthew_norris, I’m curious, how does the app ensure data security, especially when syncing across devices? And what sets FinGrow apart from other budgeting tools in terms of ROI?@charles_ Great questions!

I've taken security and privacy within FinGrow very seriously - first, all data collected within FinGrow is stored securely in iCloud or locally on your device. This means that not even FinGrow or anyone else besides you can access, create, update, or share your information.

FinGrow does not have user accounts, and does not sell your information to anyone.

WRT what sets FinGrow apart: Finances can easily be over complicated, and apps often push users into a very specific budgeting / management method - where FinGrow lowers the guardrails and allows users to manage their money the way they want to - albeit a method itself, it is more flexible than other apps out there.

Thank you for your interest Charles!

FinGrow Finance

The long-awaited iOS and Android app for Tykr is launching which allows beginners and advanced investors to manage their own investments with confidence directly on a mobile device.

Tykr Mobile App (iOS and Android)

Tender is a new kind of personal finance tool centered around an inbox-zero workflow.

With Tender you can review spending at your own pace without worrying that something might slip through the cracks.

Tender

Currents pulls together all the info about your Things, so you can ask it questions and easily keep tabs on it. Find out what your car is worth, and what the error code on your washing machine means. Supports electronics, vehicles, appliances and much more.

Currents

My-Legacy.ai stands out as a specialized platform built for estate planning related services. Get instant answers, personalized recommendations, actionable workflow and estate attorney references through our AI-powered platform backed by 12-pending patents.

My-legacy.ai

Payout generates a portfolio report that provides a detailed overview of your dividend investments. This includes insights into sector balance and distribution, estimation of monthly and annual dividends, and a complete analysis of key sectors.